We all want a long and prosperous retirement but planning for this is not always that easy.

Most of us want to retire early but can you afford to?

State Pension Benefits have been gradually reduced and many of us will have to wait longer before we can start drawing these benefits.

Additional retirement benefits can be provided using tax efficient, low cost flexible plans that can be tailor-made to suit your requirements.

Have you accrued various different pension benefits over the years?

Old employer's schemes or policies that you no longer contribute to - we can review your 'preserved' benefits to help you plan for your retirement.

New Government Pensions - NEST

The Government is introducing new pension plans from 2012 also called NEST. Most employees will automatically be enrolled into these plans and have contributions deducted from their salary unless they are already a member of a 'qualifying' alternative pension scheme.

So if you are a business owner and want to make sure you comply with this new legislation, or an employee and want to know how this will affect you we can guide you through the various options available.

So.... why not contact us for a little chat?

Investment values can fall as well as rise and you may get back less than you invested. Past performance is not a guide to future returns.